July 14, 2026
Saving vs Investing: Why you Need Both
Over the past two decades, Uganda has witnessed significant growth in property values, particularly around Kampala and the Greater Kampala Metropolitan Area. Areas such as Kira, Bweyogerere, Sonde, Gayaza, Mukono, Kitende and many areas have experienced rapid urbanisation and increasing demand for residential and commercial land. For many Ugandans, purchasing land has become one of […]
July 8, 2026
UGAFODE Equips School Owners with Financial Literacy Skills to Strengthen Schools as Businesses
UGAFODE Equips School Owners with Financial Literacy Skills to Strengthen Education Businesses […]
July 8, 2026
8 Common Loan Mistakes Business Owners Make: How to avoid them
Access to finance remains one of the most important drivers of business growth. Whether you are launching a start-up, expanding a school, increasing stock, purchasing machinery, investing in agricultural production, opening a new branch, or growing an established enterprise, access to the right financing can provide the capital needed to turn ambition into sustainable growth. […]
July 8, 2026
Borrowing on Mobile Money? Your Digital habits may be building or damaging your Financial Reputation
Every day, millions of Ugandans borrow money through mobile money platforms and other digital channels. You no longer have to leave work, close your business, or spend hours moving from one office to another to access credit. Just anywhere you can simply use your phone to apply for a loan and receive money instantly. But […]
July 8, 2026
Financial literacy is necessary, but it is not sufficient on its own.
By: Jonathan Mugalu, Executive Director UGAFODE Microfinance For decades, financial literacy has been viewed as the answer to financial exclusion. The assumption has been simple: if people understand financial products, they will naturally use them. Yet experience in Uganda suggests otherwise. Over the last decade, access to formal financial services has improved significantly. According to […]
