In the heart of New Congo Basecamp, Nakivale Refugee Settlement lives Mrs. Binti Kisose Suzana, a determined entrepreneur and proud owner of a thriving salon business that has become a source of inspiration in her community.

Three years ago, Suzana’s journey with UGAFODE Microfinance Limited (MDI) began when her VSLA group Charity Action based in Kashojwa was visited by UGAFODE’s field team. The group was introduced to VSLA digitization, financial literacy, and modern saving practices. What began as a simple training session turned into a life-changing partnership.

After UGAFODE helped her group open a savings account, Suzana decided to take a step further she opened a personal Smart save account with UGAFODE to better manage her salon income. Week after week, she consistently saved a portion of her earnings. Over time, her discipline and commitment paid off.

Through her savings, Suzana has been able to expand her salon business, improve her working space, and even diversify into other small ventures to increase her household income. Her business now serves dozens of clients each week and provides employment opportunities for others in her neighborhood.

Suzana’s story is a testament to the power of financial inclusion how access to the right tools, training, and a safe place to save can transform lives.

“UGAFODE taught me that saving is not what is left after spending it’s what you set aside before spending,” she says with a smile. “Because of that mindset, I have grown my business and secured a better future for my family and able to employ 5 (five) youths.”

Today, Mrs. Binti Kisose Suzana stands as a shining example of resilience and empowerment in the refugee community proof that with financial literacy, consistent saving, and determination, transformation is possible.