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u g a f o d e

customerservice@ugafode.co.ug

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Earn up to 3.5% interest on your savings

More Details

Achieve your dream with our target saver account

An MDI with happy customers

UGAFODE is continuously innovating with its products and services to meet each customer's unique needs.

Agriculture lending
at its best

We offer flexible loan repayment terms that tally with customer's cash flows

Boost your business
with our working capital loans

Our affordable financial services will transform your life

Transforming lives economically

Committed to helping our customers by providing inclusive financial solutions.

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    01

    Loan Products

    Unique solutions for your growth

    Our loan products include; personal development, business, agriculture, and housing loans

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    02

    Savings Products

    Competitive Interest Rates

    Accumulate savings with the competitive interest earned on our accounts

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    Money Transfer Services

    Send and receive money at any of our branches country wide

    Fast and secure

Banking For Your Needs

The MDI that builds better relationships.

  • For

    Loans

  • For

    Savings

  • Money

    Transfers

Housing Loan

Empowerment Build and expand with UGAFODE Housing Loan

* Apply Today

Edu Finance Loans

Security Easy way to finance child education and develop your school with UGAFODE Education Loan

* Apply Today

Business Loan

Revamp Boost your business with UGAFODE Business Loan

* Apply Today

Ordinary Savings

Cost-effective and profitable account that allows the holder to accumulate funds with interest earned on ...

* Apply Today

Junior Savings

Allows parents to plan the future of their children without pressure.

* Apply Today

Group Savings

Enables people with a common goal to come together to save for future use.

* Apply Today

Mobile Banking

Transfer money to any network using UGAFODE Mobile

* Terms & Conditions

Agent Banking

Bank at any DTB, and Centenary Agents countrywide

* Terms & Conditions

Grow Your Wealth Securely

Don’t just make a deposit, make an investment today.

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Skip the queue
with mobile banking

Fastest and most secure way to accessing your account anytime, anywhere. Transact at your convenience with UGAFODE Mobile.

  • Check account balances & Mini-Statement

  • Save or Deposit, Make Withdraws

  • Repay loans

  • Pay UMEME & Water bills

  • Transfer to other UGAFODE account

  • Buy Airtime and so much more.

Enroll today

Questions & Answers

Find answers to all your queries about our services.

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  • What is the minimum balance?

    Initial Deposit: UGX 10,000 Minimum Balance: UGX 10,000

  • What is the rate of interest?

    Interest Rate: 3.5% p.a Transaction Fees: N/A

  • When will I receive my account statement?

    Every month, your bank prepares a document for you showing all of your transactions for ...

  • Can I use any branch across Uganda?

    Yes of course, there are many ways you can perform transactions within your account. First, ...

  • How safe/secure is our mobile banking a/c?

    Fastest and most secure way to access your account anytime, anywhere. Transact at your convenience ...

Experience a New Digital World.

Mobile banking application with new & exciting features.