Mrs. Joyce Acigwa is a banking professional with over 25 years hands on operational experience in banking and working with rural and peri-urban communities. Joyce is one of the founders of Uganda Agency for Development Limited which later transformed into UGAFODE Microfinance Limited (MDI).She sits on the Boards of Uganda Development Trust (UDET) and East African Premier Investments Limited (EAPIL).
She was the Chairperson of Uganda Agency for Development Limited (UGAD) a shareholder of UGAFODE Microfinance Limited (MDI) from 2012 to 2017. Before assuming the position, she was the Resident Director of UGAFODE Microfinance Limited from July 2009 to July 2010 during its transition from an NGO to an MDI.
She worked with Stanbic Bank Uganda and Uganda Commercial Bank in various capacities between 1984 and 2008. She was also a trainer at the Uganda Institute of Banking and Financial Services where she contributed to the development and revision of the syllabus in Banking and Management, Leadership skills including Microfinance approaches and practices.